Rates

Minimum interest charge of $100

Early withdrawals may result in penalties: 30 days interest for 3-month CDs, 60 days interest for 6-month CDs, 180 days interest for 1-year CDs, 180 days interest for 2-year CDs and 180 days interest for 3-year CDs.

Early withdrawals may result in penalties: 60 days interest for 6-month IRAs, 180 days interest for 1-year IRA.

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle. 

• At least 1 direct deposit or ACH payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to recieve e-Statements

Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver.  And you can get right back to earning your full rewards the very next month. 

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

• At least 1 direct deposit or ACH payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to recieve e-Statements

Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month. 

Minimum amount for the loan is $1,000 and the maximum is $5,000.

Rate Deductions:

• Deduct .25% for Auto Deduct from an MNB Checking, Savings or Money Market account.
• Deduct .25% for Gold Customers.
• Deduct .35% for Platinum Customers.

Minimum interest charge of $100

*SOFR - Secured Overnight Financing Rate published by the Federal Reserve Bank of New York

**Must be part of the Preferred Customer program to earn the stated Gold and Platinum Rates. Gold customers have a combined average deposit balance of $100,000 or more and platinum customers have a combined average deposit balance of $250,000 or more. Advertised interest is paid only on balances up to $1,000,000.00. Balances over $1,000,000.00 will not earn interest on the portion of the balance that is over $1,000,000.00. See the Preferred Customer page for more information.

Qualifications

Platinum customers have combined average balances of $250,000+

Platinum Checking and Savings accounts are for personal account use only

Gold and Platinum program is free and qualifications will be reviewed annually. New customers will be added monthly and upon membership of the Gold or Platinum program all benefits will remain over the course of the calendar year pending annual review. 

Rate Deductions:

• Deduct .25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan.
• Deduct .25% for Auto Deduct from an MNB Checking, Savings or Money Market account.
• Deduct .25% for Gold Customers.
• Deduct .35% for Platinum Customers.
• Deduct .25% if LTV is <80%
• Deduct .25% if Hybrid or Electric Vehicle

Minimum interest charge of $100

*20% Down is Required

Rate Deductions:

• Deduct .25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan
• Deduct .25% for Auto Deduct from an MNB Checking, Savings or Money Market Account
• Deduct .25% for Gold Customers.
• Deduct .35% for Platinum Customers.

Minimum interest charge of $100