Patience pays off (after 193 years, we should know). Leave funds alone longer to earn even higher rates.
- Fixed rates, higher than standard savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 91 days to 2 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $500 minimum deposit to open ($1000 minimum deposit on 91 day)
*Early withdrawals may result in penalties: 30 days interest for 3-month CDs, 60 days interest for 6-month CDs, 180 days interest for 1-year CDs, and 180 days interest for 2-year CDs.