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Rates Calculator

Patience pays off (after 195 years, we should know). Leave funds alone longer to earn even higher rates.

  • Fixed rates, higher than standard savings
  • Receive various term options
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 91 days to 3 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open ($1000 minimum deposit on 91 day)

*Early withdrawals may result in penalties: 30 days interest for 3-month CDs, 60 days interest for 6-month CDs, 180 days interest for 1-year CDs, 180 days interest for 2-year CDs, and 180 days interest for 3-year CDs.