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Home Mortgage Loan Account

  • Use a home mortgage loan for home purchase or refinance
  • Fixed rate mortgage options available
  • Loan is held by third party company. Millbury National Bank will be your main point of contact through life of loan
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Home Equity Loans

  • Home Equity Loans for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible*
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Home Equity Lines of Credit (HELOC)

  • Competitive rates for several ongoing or seasonal needs
  • Funds available anytime without reapplying
  • The interest paid might be tax deductible*
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Home Equity Line of Credit (HELOC) Lite

  • The same benefits as our original HELOC, but with shorter terms, lower rates, and a fixed repayment period
  • Funds available anytime without reapplying
  • The interest paid might be tax deductible*
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Auto Loans

  • Competitive rates on new or used vehicles
  • A wide range of terms customized to your budget
  • Local decision-making and processing
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Cash Reserve Loans

  • Cash Reserve for overdraft protection
  • Links directly to your Millbury National Bank checking account
  • Funds transferred in the event an overdraft occurs
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Personal Term Loans

  • Competitive rates for a wide variety of personal needs
  • A wide range of terms customized to your budget
  • Local decision-making and processing
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Construction Loans

  • Construction Loan for your home construction project
  • Available for primary residence or second home construction
  • Pay off interest quicker; payments are interest-only during construction phase
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