Identity protection that works around the clock.
Gain peace of mind with comprehensive identity and fraud protection that includes credit monitoring, dark web alerts, and restoration.
How this service helps
- Monitor credit and identity activity 24/7
- Receive annual credit reports and scores
- Detect threats on the dark web quickly
- Comprehensive identity protection and restoration solution
- Employs around-the-clock monitoring for fraudulent activity
- Immediately alerts you to any suspicious activity
- Quick, hands-on process of restoring your information should fraud occur
- Full suite of offerings, including:
- 24/7 credit monitoring
- Annual credit reports
- Monthly credit score and tracker
- Dark web monitoring
- Lost wallet protection
- Identity restoration
- Coverage from every angle provides peace of mind
- Funds directly deducted from your checking every month — no credit card needed!
- Exclusive pricing for all Kasasa checking account holders — $7.99 per month
- For non-Kasasa checking account holders — $9.99 per month
- Any additional member(s) on an account and Gold Customers — $5.99 per month
- Not locked into a contract; no time commitment necessary
Activate Kasasa Protect
Upon enrollment, Kasasa Protect starts working immediately.However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit secure.kasasaprotect.com.
Add Kasasa Protect to receive around-the-clock coverage from every angle:
24/7 Credit Monitoring
- Get around-the-clock notices about important changes in your credit report, including:
- Loan data
- Inquiries
- New accounts
- Judgments
- Liens
- And more
- The fastest and simplest way to guard against fraudulent activity
Credit Reporting
- Receive full access to annual credit report from TransUnion
- Provides deep insight into your credit record
- Helps you proactively manage your financial health and monitor your identity
Monthly Credit Score & Tracker
- Regular review of your credit score, helping you stay on top of your credit
- Avoid the cost of pulling full credit reports
- View trends over time and find out exactly what's moving your number
Dark Web Monitoring
- Allows you to keep close tabs on your identity online
- Scans millions of international sources in real time
- Quickly spots stolen data that could identify you, such as a social security number or medical identification numbers
Lost Wallet Protection
- In the event of a lost or stolen wallet:
- One convenient point of contact handles cancellation and replacement of all your important documents
- Restoration through your agent includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler's checks
Identity Restoration
- Helpful advice and resolution services provided the instant fraud occurs
- Certified specialists file, dispute, and resolve issues with your credit or other vital records, including:
- Filing fraud alerts
- Placing credit freezes at different bureaus
- Notifying authorities
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
| APR | Model Year | Term |
|---|---|---|
| 8.00% | 2020-2026 | 72 Months |
| 9.00% | 2019 and older | 60 Months |
Rate Deductions:
- Deduct .25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan.
- Deduct .25% for Auto Deduct from an MNB Checking, Savings or Money Market account.
- Deduct .25% for Gold Customers.
- Deduct .35% for Platinum Customers.
- Deduct .25% if LTV is <80%
- Deduct .25% if Hybrid or Electric Vehicle
Minimum interest charge of $100
CD Specials
| Minimum Balance to Earn APY | Term | APY | Interest Rate |
|---|---|---|---|
| $1,000.00 | 91 Day | 3.80% | 3.75% |
| $500.00 | 7 Month | 3.96% | 3.90% |
Certificates of Deposit
| Minimum Balance to Earn APY | Term | APY | Interest Rate |
|---|---|---|---|
| $1000 | 91 Day CD | 3.80% | 3.75% |
| $500 | 6 Month CD | 3.79% | 3.75% |
| $500 | 1 Year CD | 3.44% | 3.40% |
| $500 | 2 Year CD | 3.55% | 3.50% |
| $500 | 3 Year CD | 3.55% | 3.50% |
Early withdrawals may result in penalties: 30 days interest for 3-month CDs, 60 days interest for 6-month CDs, 180 days interest for 1-year CDs, 180 days interest for 2-year CDs and 180 days interest for 3-year CDs.
Home Improvement Loans
| Max Loan Amount | Collateral | APR | Term |
|---|---|---|---|
| $15,000 | Unsecured | 8.50% | Up to 84 months |
Minimum interest charge of $100
Individual Retirement Accounts
| Minimum Balance to Earn APY | Term | APY | Interest Rate |
|---|---|---|---|
| $10 | IRA Savings | 0.05% | 0.05% |
| $500 | 6 Month IRA | 3.79% | 3.75% |
| $500 | 1 Year IRA | 3.44% | 3.40% |
Early withdrawals may result in penalties: 60 days interest for 6-month IRAs, 180 days interest for 1-year IRA.
Kasasa Cash*
| Balance to Earn APY | APY | Interest Rate |
|---|---|---|
| Below $25,000.01 | 4.07% | 4.00% |
| $25,000.01 and above | 0.25% - 4.07% | 0.25% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to recieve e-Statements
Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance to Earn APY | APY | Interest Rate |
|---|---|---|
| Below $250,000.01 | 2.00% | 1.98% |
| $250,000.01 and above | 0.25% - 2.00% | 0.25% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle.
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to recieve e-Statements
Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Personal Cash Reserve Loans
| Max Loan Amount | Collateral | APR | Term |
|---|---|---|---|
| $5,000 | Unsecured | 18.00% | Fixed |
Personal Term Loans
| Term | APR |
|---|---|
| Up to 36 Months | 18.00% |
Minimum amount for the loan is $1,000 and the maximum is $5,000.
Rate Deductions:
- Deduct .25% for Auto Deduct from an MNB Checking, Savings or Money Market account.
- Deduct .25% for Gold Customers.
- Deduct .35% for Platinum Customers.
Minimum interest charge of $100
Personal/Business Money Market
| Account Type | APY | Interest Rate | Rate Index | Minimum to Earn APY |
|---|---|---|---|---|
| Everyday Money Market | 1.48% | 1.47% | 30 Day Avg SOFR* minus 60% of the 30 Day Avg SOFR rate index | $500 |
| Gold Money Market** | 2.42% | 2.39% | 30 Day Avg SOFR* minus 35% of the 30 Day Avg SOFR rate index | $500 |
| Platinum Money Market** | 3.36% | 3.31% | 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index | $500 |
*SOFR - Secured Overnight Financing Rate published by the Federal Reserve Bank of New York
**Must be part of the Preferred Customer program to earn the stated Gold and Platinum Rates. Gold customers have a combined average deposit balance of $100,000 or more and platinum customers have a combined average deposit balance of $250,000 or more. Advertised interest is paid only on balances up to $1,000,000.00. Balances over $1,000,000.00 will not earn interest on the portion of the balance that is over $1,000,000.00. See the Preferred Customer page for more information.
Platinum CD Specials**
| Minimum Balance to earn APY | Term | APY | Interest Rate |
|---|---|---|---|
| $500 | 1 Year CD | 3.80% | 3.75% |
| $500 | 2 Year CD | 3.96% | 3.90% |
| $500 | 3 Year CD | 3.96% | 3.90% |
Platinum Checking
| Balance to Earn APY | APY | Interest Rate |
|---|---|---|
| Below $25,000.01 | 4.07% | 4.00% |
| $25,000.01 and above | 0.50% - 4.07% | 0.50% |
Platinum Savings
| Balance to Earn APY | APY | Interest Rate |
|---|---|---|
| Below $1,000,000.01 | 2.00% | 1.98% |
| $1,000,000.01 and above | 0.25% -2.00% | 0.25% |
Qualifications
Platinum customers have combined average balances of $250,000+
Platinum Checking and Savings accounts are for personal account use only
Gold and Platinum program is free and qualifications will be reviewed annually. New customers will be added monthly and upon membership of the Gold or Platinum program all benefits will remain over the course of the calendar year pending annual review.
RV, Boats, and Personal Recreational Vehicles
| APR | Term |
|---|---|
| 10.00% | 60 Months* |
*20% Down is Required
Rate Deductions:
- Deduct .25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan
- Deduct .25% for Auto Deduct from an MNB Checking, Savings or Money Market Account
- Deduct .25% for Gold Customers.
- Deduct .35% for Platinum Customers.
Minimum interest charge of $100
Savings Accounts
| Account | Minimum Balance to Earn APY | APY | Interest Rate |
|---|---|---|---|
| Everyday Savings | $10 | 0.05% | 0.05% |