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Sometimes you could use just a little help with smaller projects — and for those, our HELOC Lite is perfect.

Key Features

  • Anytime Funds
  • Quick Decisions
  • Local Processing
  • The same benefits as our original HELOC, but with shorter terms, lower rates, and a fixed repayment period
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Home improvements
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily accessible online, in person, or by check
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
  • $250 loan document preparation fee 

*Consult a tax advisor.